Financial Education

Mission Statement

Financial Education

Bankers helping Texans making informed decision about budget, credit, asset building, savings and debt management through financial education.

79th Regular Legislative Session
Financial literacy bills that established personal finance education in school curricula.

82nd Regular Legislative Session
Financial literacy bills requiring teaching institutions to offer training, distribution of money management resources to the public, and incorporation of financial literacy courses in public school mathematics.

Texas Department of Banking Financial Education Brochure
The brochure can be used at any education event in the community. Intended to be helpful information on the various programs available.


2019 $mart Kid Essay Contest


The “$mart Kid” Youth Essay Contest is aimed at helping students develop knowledge of financial concepts, understand budgets, recognize the importance of financial planning, and become better prepared for future roles as consumers, investors, and employees. In support of Financial Literacy Month, the Financial Fitness Greater Austin (FFGA) “$mart Kid” Essay Contest, encourages middle school and high school students in the Greater Austin area to answer this year’s “$mart Kid” question. Middle school students in grades 6-8 are encouraged to answer the question with an essay with a minimum of 300 words and high school students in grades 9-12 are asked to answer the question with a minimum of 500 words.

Contest Packet 
Deadline April 12, 2019 at 5:00 p.m.

*Responses must be typed and emailed:*



High School:                   1st Place - $2,000       2nd Place - $1,000          3rd Place- $750

Middle School:               1st Place - $1,000        2nd Place - $750           3rd Place- $500


What can you do?

Be active in your community! Establish an In-School Bank, join the “Bank On” Initiative, and share your success story with others.

In–School Banking



These are select resource sites that offer financial education programs and information.


Most popular curricula used to teach financial education to youth, adults and senior citizens.



Senior Citizens

“Bank On” Programs in Texas

The “Bank On” program is an initiative to bank the unbanked. Become a financial partner and expand your marketing in targeted low-to-moderate income neighborhoods, identify new customers, develop strategies to reach unbanked customers, and make strong connections in the community.Financial Literacy

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