Bank Assessment Calculator
Effective until September 1, 2024
Annual Assessment Inflation Adjustment - Effective November 5, 2015, Title 7 of the Texas Administrative Code §3.37(a) was amended to adjust the manner in which assessments applicable to state banks are calculated (40 TexReg 7620), providing for an annual inflation adjustment.
For the fiscal year 2024, the bank assessment table will not be adjusted for inflation.
Balance Sheet (On-book) Assets – The total assets reported by a bank on the balance sheet contained in its most recent March 31st call report, minus the outstanding balance of Paycheck Protection Program (PPP) loans included on "Schedule RC-M – Memoranda."
Average Off Balance Sheet (off-book) Assets – The average of the off-balance sheet items reported by a bank in its most recent March 31st call report and the three immediately preceding call reports, as adjusted under 7 TAC §3.36 (c).
Adjustments – The change in assets in the event of an acquisition or merger involving a surviving state bank.
1 – A bank with on-book assets of $500 million or less and a CAMELS composite rating of 1 or 2 will apply a multiplier of 0.875.
2 – A CAMELS composite rating of 1 or 2 will generate an assessment multiplier of 1.0, meaning there is no additional surcharge.
3 – A CAMELS composite rating of 3, 4 or 5 will generate an assessment multiplier of 2.0, meaning a surcharge equal to the calculated assessment is applied, and the total billable annual assessment would be double that applicable to a similar-sized bank with a CAMELS composite rating of 1 or 2.