Recent Policy and Guidance Actions
The table below reflects recent actions related to Department of Banking regulatory issuances. The Law & Guidance Manual contains these and all other Supervisory Memorandums and Regulatory Guidance.
| Type | Subject Matter | Applicable Entities | Date Issued |
|---|---|---|---|
| Supervisory Memorandum 1015 | Money Services Businesses | Outsourcing of Compliance Functions | 7/17/24 |
| Supervisory Memorandum 1021 | Texas Finance Code Chapter 152 License Holders | Consumer Awareness About Fraud Induced Wire Transfers | 7/17/24 |
| Supervisory Memorandum 1024 | Money Services Businesses Licensees | Accepting Money Services Businesses (MSBs) Reports of Examination (ROEs) of Other State Agencies | 7/17/24 |
| Supervisory Memorandum 1035 | Foreign Money Transmitters | Licensing of Foreign-Located Money Transmitters Under Texas Finance Code Chapter 152 | 7/17/24 |
| Supervisory Memorandum 1036 | Money Services Business License Holders | Background Check Self-Certification for Money Services Businesses Chapter 152 | 7/17/24 |
| Supervisory Memorandum 1038 | Money Services Business License Holders | Appointment of an Authorized Delegate to Conduct Money Transmission on Behalf of a License Holder | 7/17/24 |
| Supervisory Memorandum 1040 | Money Services Business License Holders | Recommended File Documentation for Money Services Business License Holders that Conduct Business through Authorized Delegates, Foreign Agents and Counterparties, and Gateway Agents | 7/17/24 |
| Supervisory Memorandum 1041 | Money Services Business License Holders | Examination Policy for Domestic MSBs That Conduct Business from a Non-traditional Office Location | 7/17/24 |
| Supervisory Memorandum 1042 | All Institutions Regulated by the Texas Department of Banking | Effect of Criminal Convictions on Licensing | 7/17/24 |
| Supervisory Memorandum 1043 | All State-Chartered Banks and Trust Companies and All Money Services Business Licensees | Permissible Uses of “Bank” and Related Terms in Marketing and Other Limits Related to Marketing Regulated Financial Services | 7/17/24 |
| Supervisory Memorandum 1003 | Examination Frequency for State-Chartered Bank | All State-Chartered Bank and All Bank and Trust Examining Personnel | 4/11/24 |
| Supervisory Memorandum 1004 | Examination Frequency for Trust Companies | All State-Chartered Trust Companies and All Bank and Trust Examining Personnel | 4/11/24 |
| Supervisory Memorandum 1020 | Information Technology Examination Frequency and Ratings | All State-Chartered Banks, Trust Companies, and Technology Service Providers and All Bank and Trust Examining Personnel | 4/11/24 |
| Supervisory Memorandum 1005 | Policy on Enforcement Actions for State-Chartered Banks | All State-Chartered Banks and All Bank and Trust Examining Personnel | 10/25/2023 |
| Supervisory Memorandum 1030 | Policy on Enforcement Actions for Trust Companies | All State-Chartered Trust Companies and All Bank And Trust Examining Personnel | 10/25/2023 |
| Supervisory Memorandum 1006 | Request for Reconsideration of Examination Finding | All Entities Regulated by the Texas Department of Banking | 9/7/2023 |