Commercial Bank Examination Procedures 2 | Texas Department of Banking

The examination programs focus on an entity's overall financial health, management practices, technology risks, and compliance with state and federal laws.

Examination Planning
Pre-Examination Scoping Request List
Officers’ Questionnaire
Examination Request List
Examination Request List for Bank Holding Company
Examination Request List – Expanded BSA/AML
Pre-Examination Scoping Request List

Exam Procedures
#2	Allowance for Credit Losses
#3	Audit
#4	Liquidity / Borrowed Funds
#5	Capital Accounts and Dividends
#6	Cash, Collections, and Deposits
#9	Earnings
#10	Funds Management
#11	Bank Owned Life Insurance
#12	Interbank Liabilities
#13	Investment Securities
#14	Loans and Leases Worksheets Asset Based Lending Indirect Lending Floor Plan Inventory Financing Real Estate Lending Highly Leveraged Transactions and Leveraged Buy-Outs Agricultural Lending Oil and Gas Lending Consumer Installment and Credit Card Loans Letters of Credit Home Equity Lending Nontraditional and Subprime Mortgage Lending
#15	Loan Review
#16	Management
#17	Other Assets and Other Liabilities
#19	Other Real Estate Owned
#20	Overdrafts and Kite Suspect
#21	Premises and Equipment
#22	Related Organizations
#23	Retail Sale of Nondeposit Investment Products
#24	Temporary Mortgage Purchase Programs
#27	Other Supervisory Issues
#28	Bank Secrecy Act / Anti-Money Laundering

Reference Material

The Reference Material file is a list with selected links to Department of Banking and federal regulatory agency issuances as they relate to each procedure above.