451.2022-33

Class Title: Financial Examiner IV-V
Commercial Bank Examiner

Position Number: 451.2022-33

Opening Date: June 20, 2022

Closing Date: Open Until Filled

Starting Salary: $6,535.00 - $7,600.00 monthly

Division: Bank & Trust Supervision

Work Location: Dallas, Houston, Lubbock, San Antonio

Overnight Travel: Extensive: at least 50%

General Description

Acts as examiner-in-charge of smaller, non-problem financial institutions and affiliates.  Effectively communicates examination results through established written report procedures and verbally through meetings with bank management and personnel.  Assists in examinations of large, complex, or problem financial institutions.

General Duties and Responsibilities:

  • Interprets and applies regulatory policies, procedures, laws and regulations.
  • Analyzes areas of concern and personnel needs for upcoming examinations.
  • Acts as examiner-in-charge of small to large, non-problem financial institutions without supervision. Under supervision, act as examiner-in-charge of large, complex or small problem institutions.
  • Prepares written comments and conclusions of all CAMELS component areas when acting as the examiner-in-charge.
  • Communicate examination findings to senior bank management and Board of Directors through oral presentation.  May also prepare written examination reports as prescribed by departmental guidelines.
  • Compile and analyze data and formulate conclusions.
  • Completes assigned tasks in a thorough and timely manner.
  • Attends all assigned schools and training seminars.
  • Conducts, with supervision, reviews of examination reports.
  • Provides supervision, training and evaluation of other examiners.
  • Conducts financial and credit analysis and loan reviews.  Prepares written summaries of criticized or adversely classified assets.
  • Monitor financial condition of non-problem financial institutions through off-site procedures, without supervision.
  • May conduct credit review and analysis involving larger, more complex credit relationships.
  • Selects career path in trust, IT or commercial areas and enhances skills through on-the-job training and continuing education.
  • May conduct examinations of trust and IT functions, including acting as examiner-in-charge, without supervision.

Required Minimum Qualifications
     Education, Experience and Licensure

Financial Examiner IV:

  • Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours (nine preferred) in accounting to include basic and or intermediate accounting. Copy of official college transcripts must be submitted with The State of Texas Application for Employment.
  • Four years progressively responsible experience in the regulation, examination, and analysis of financial institutions. For any previous regulatory or industry experience, the applicant will be required to provide a training profile reflecting courses attended with previous employers.
  • Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department’s BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel.

Financial Examiner V:

  • Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or job-related field with a minimum of six hours (nine preferred) in accounting to include basic and or intermediate accounting. Copy of official college transcripts must be submitted with The State of Texas Application for Employment.
  • Five years progressively responsible experience in the regulation, examination, and analysis of financial institutions. For any previous regulatory or industry experience, the applicant will be required to provide a training profile reflecting courses attended with previous employers.
  • Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department’s BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel.

Preferred Qualifications

  • Work experience with a financial institution desired.
  • Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing.

Special Requirements

  • Position requires at least 50 % overnight travel.
  • Must possess or obtain within six months a valid Texas Driver’s license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection.
  • This position requires that the incumbent demonstrate strong personal financial responsibility and integrity.
  • Final applicants may be subject to an employment credit check, driving record check, and criminal background check.
  • Selected applicant will be required to provide documentation of prior training completed.

Knowledge, Skills, Abilities

  • Possess and exhibit excellent oral and written communication skills.
  • Possess working knowledge in the use of personal computers, including Microsoft Word and Excel.
  • Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees and the public.
  • Ability to be self-motivated and exercise initiative and independent judgment.
  • Ability to maintain confidentiality and handle sensitive information.

Registration, Certification or Licensure:

  • None Required

Physical and Cognitive Requirements:

The physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copiers, printers, telephone, and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual, speech and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers. The position requires:

  • Regular and punctual attendance.
  • Frequent use of personal computer, copiers, printers, and telephones.
  • Frequent sitting.
  • Frequent work under stress, as a team member, and in direct contact with others
  • Extensive travel: at least 50% overnight travel.

Application Process:  Complete a State of Texas Job application and document how you meet the job requirements, education, and experience listed below.  Resumes are not accepted in lieu of a completed application.  An official copy of college transcripts is required.  For any previous regulatory or industry experience, the applicant will be required to provide a training profile reflecting courses attended with previous employers. If commissioned with another regulator, candidate should provide documentation. All applications must have an original signature.  Incomplete applications or applications received without the required documentation will not be accepted for consideration.   

Submit Applications and Transcripts to:

Human Resources, 2601 N. Lamar Blvd., Austin, TX. 78705, or fax to (512) 475-1313, or e-mail to jobs@dob.texas.gov or via WorkInTexas.com . Applications must be received by 5:00 pm on the closing date. A State Application may be obtained from the Department of Banking website or WorkInTexas.com. The required documentation may be submitted separate from the application. It is the applicant’s responsibility to ensure the required documentation is received by the closing date.

 Additional Military Crosswalk information

Remarks

State law prohibits any employee of the Department from being or becoming “directly or indirectly indebted to, or financially interested in an entity supervised or regulated by the Banking Commissioner.”  See Texas Finance Code, Section 12.107.

Those selected for an interview will be contacted by telephone.  Final male applicants between the ages of 18 to 26 will be required to furnish proof of registration or exemption from registration with the selective service system.

E-Verify – This organization participates in E-Verify. This employer will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee’s Form I-9 to confirm work authorization.

The Texas Department of Banking is an Equal Employment Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, national origin, veteran status, age or disability in employment or the provision of services. A disabled individual requiring reasonable accommodation shall not be denied the opportunity due to the disability. The applicant should contact Human Resources if reasonable accommodation is required during the application process at (512) 475-1347.