You are here


Class Title: Financial Examiner III
Assistant Bank Examiner

Position Number: 451.2019-15

Opening Date: February 12, 2019

Closing Date: February 26, 2019

Starting Salary: $5,336.00 - $5,510.00 monthly

Division: Bank & Trust Supervision

Work Location: Dallas

Overnight Travel: Extensive: at least 50%

Application Process:  Complete a State of Texas Job application and document how you meet the job requirements, education, and experience listed below. Resumes are not accepted in lieu of a completed application.  An official copy of college transcripts is required.  All applications must have an original signature.  Incomplete applications or applications received without the required documentation will not be accepted for consideration.

Submit Applications and Transcripts to:

Human Resources, 2601 N. Lamar Blvd., Austin, TX. 78705, or fax to (512) 475-1313, or e-mail to or via . Applications must be received by 5:00 pm on the closing date. A State Application may be obtained from the Department of Banking website or required documentation may be submitted separate from the application. It is the applicant’s responsibility to ensure the required documentation is received by the closing date.

Additional Military Crosswalk Information

General Description

Assists in the on-site examination of state-chartered banks by following approved Departmental policies and procedures. Reviews and analyzes bank records to determine the bank's financial condition and compliance with laws, regulations, supervisory guidelines, and internal policies and procedures. Actively participates in on-the-job training and formal training to acquire basic banking knowledge and bank supervisory skills to include loan review, examination management. Uses personal computer for various operations and to assist in preparing reports. Successful career progression will include participation in all areas of the Department’s bank, trust, and information technology supervisory activities. Objectives include: Developing leadership and management skills; analyzing and understanding individual CAMELS component areas and their interrelationships. Duties will include reviewing loans and acting as Examiner-In-Charge (EIC) in small, non-problem financial institutions with minimal supervision.

General Duties and Responsibilities:

  • Complete all detail assignments without supervision.
  • Demonstrate knowledge of regulatory policies, procedures, laws and regulations.
  • Act as assistant EIC at most financial institutions.  May also act as the EIC, with minimal supervision, at smaller and medium size, non-problem financial institutions.
  • Prepare written comments and conclusions of all CAMELS component areas when acting as the EIC, with minimal editing.
  • Complete assigned tasks in a thorough and timely manner.
  • Attend all assigned schools and training seminars using the training matrix.
  • Effectively prepare both the operational portion of the examination report and a thorough tieback before submission to the regional office.
  • Assist in the supervision, training and evaluation of subordinate personnel.
  • Communicate examination findings to bank management and Boards of Directors, with minimal supervision.
  • Achieve general understanding of financial and credit analysis.  Obtain needed information from management through loan discussions, to make an informed credit evaluation decision.  Prepare written summarizations of criticized or adversely classified assets.  Supervision for the Financial Examiner III is primarily limited to training on large, complex, or unusual loan relationships or situations.
  • Perform the ongoing off-site monitoring of a portfolio of financial institutions.
  • Other duties as assigned.

Required Minimum Qualifications:
    Experience and Education  

  • Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics or job-related field with a minimum of six hours, nine preferred, in accounting to include basic and / or intermediate accounting. Copy of official college transcripts must be submitted with The State of Texas Application for Employment.
  • Must have a minimum grade point average of 2.50 on a 4.0 scale for accounting hours. 
  • Must have a minimum overall grade point average of 2.75 on a 4.0 scale.
  • Plus, a minimum of two years recent (within two years) experience in the regulation, examination, or analysis of financial institutions.

Knowledge, Skills, Abilities

  • Demonstrates clear and effective oral and written communication skills.
  • Possesses working knowledge in the use of personal computers, especially word processing and spreadsheet programs.
  • Accuracy in performing mathematical and financial calculations.
  • Skill in collecting, analyzing and documenting research data.
  • Skill in preparing accurate written reports on research findings.
  • Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees, and the public.
  • Ability to self-motivate, exercise initiative and independent judgment, and follow established procedures involved in examinations.
  • Ability to learn moderately complex technical issues and maintain complex records.
  • Ability to learn to analyze financial statements, reports, records, and forms.
  • Ability to read, comprehend and apply rules and statutes regulating the banking industry.
  • Ability to maintain confidentiality and handle sensitive information.

Preferred Qualifications

  • Work experience with a financial institution and completion of graduate banking school.
  • Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing.

Special Requirements

  • Position requires at least 50 % overnight travel.
  • Must possess or obtain within six months a valid Texas Driver’s license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection.
  • This position requires that the incumbent demonstrate strong personal financial responsibility and integrity.
  • Final applicants may be subject to an employment credit check, driving record check, and criminal background check.

Physical and Cognitive Requirements:

The physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copiers, printers, telephone and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers. The position requires:

  • Regular and punctual attendance.
  • Frequent use of personal computer, copiers, printers, and telephones.
  • Frequent sitting.
  • Frequent carrying of files and working paper boxes.
  • Frequent work under stress, as a team member, and in direct contact with others.
  • Extensive travel: at least 50% overnight travel.


State law prohibits any employee of the Department from being or becoming “directly or indirectly indebted to, or financially interested in an entity supervised or regulated by the Banking Commissioner.”  See Texas Finance Code, Section 12.107.

Those selected for an interview will be contacted by telephone.  Final male applicants between the ages of 18 to 26 will be required to furnish proof of registration or exemption from registration with the selective service system.

E-Verify – This organization participates in E-Verify. This employer will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee’s Form I-9 to confirm work authorization.

The Texas Department of Banking is an Equal Employment Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, national origin, veteran status, age or disability in employment or the provision of services. A disabled individual requiring reasonable accommodation shall not be denied the opportunity due to the disability. The applicant should contact Human Resources if reasonable accommodation is required during the application process at (512) 475-1347.