Laws & Regulations

Laws and RegulationsThe Law & Guidance Manual includes select chapters from the Texas Constitution, Finance Code, and the Health and Safety Code, as well as Title 7 of the Texas Administrative Code. Department issued legal opinions, supervisory memorandum, and regulatory guidance applicable to our regulated entities are also included in the Law & Guidance Manual, which is updated quarterly. The Department’s rules, which are compiled in Title 7 of the Texas Administrative Code, are adopted by the Texas Finance Commission as provided by Section 31.003 of the Finance Code. Proposed rule changes are made available for review and comment on this page.

Certain Texas statutes empower the banking commissioner to issue certain cease and desist orders; removal and/or prohibition orders; and enforcement orders. Orders issued by the commissioner are available under the Enforcement Action section.

OpenLaw & Guidance Manual

OpenRule Changes

OpenDepartment Issued Guidance

Regulatory Guidance and Supervisory Memorandums communicate the Department's position on a regulation or regulatory issue.

Recent Policy and Guidance Actions

Regulatory Guidances - Guidances related to the implementation of specific laws

Supervisory Memorandums - Guidances relating to Departmental policies

OpenEnforcement Actions

OpenAdministrative Hearings