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Bank Assessment Calculator

Effective September 1, 2018

Balance Sheet Assets (000):
Average Off Balance Sheet Assets (000):
Total Assessment Assets (000):
Adjustments (000):
Adjusted Total Assets (000):
Base Assessment:
Factor:
Quarterly Assessment:
Annual Assessment:

Annual Assessment Inflation Adjustment - The second annual inflationary adjustment of 1.95% will be effective September 1, 2018. The annual inflationary adjustment is equal to the percentage change in the GDPIPD index values published for the first quarter of the current year compared to the first quarter of the previous year (the March-to-March period immediately preceding the calculation date). The percentage change was calculated based on the July 27, 2018 GDPIPD revision. All previously published estimates can be viewed on the BEA website.  The revised bank assessment table reflecting the inflation-adjusted values is available.

The annual assessment is calculated according to the provisions found in 7 TAC §3.36 and 7 TAC §3.37. It is based on on-book assets and average off-book assets (000s) plus adjustments for subsequent mergers and acquisitions, and/or a different CAMELS rating based on the findings of a subsequent examination.

Balance Sheet (On-book) Assets – The total assets reported by a bank on the balance sheet contained in its most recent March 31st call report.

Average Off Balance Sheet (off-book) Assets – The average of the off-balance sheet items reported by a bank in its most recent March 31st call report and the three immediately preceding call reports, as adjusted under 7 TAC §3.36 (c).

Adjustments – The change in assets in the event of an acquisition or merger involving a surviving state bank.

Factors
1 – A bank with assessable assets of $500 million or less and a CAMELS composite rating of 1 or 2 will apply a multiplier of 0.875.
2 – A CAMELS composite rating of 1 or 2 will generate an assessment multiplier of 1.0, meaning there is no additional surcharge. 
3 –  A CAMELS composite rating of 3, 4 or 5 will generate an assessment multiplier of 2.0, meaning a surcharge equal to the calculated assessment is applied, and the total billable annual assessment would be double that applicable to a similar-sized bank with a CAMELS composite rating of 1 or 2.

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